IMS Non-Smoker Rate Programs

Don’t make your smoking clients pay smoker rates!

Fill out the form to access the best Non-Smoker Rate Program.

• Preferred Non-Smoker rates available for occasional Cigarette Smokers!
• Preferred Best Non-Smoker rates for frequent Marijuana Smokers!
• Standard Plus rates for regular Cigar Smokers!
• Plus many other smoking & marijuana uses niches…

IMS Non-Smoker Rate Programs

IMS Associates has access to over 50 insurance carriers and is constantly navigating the underwriting landscape to make sure we can offer your clients the best underwriting rates possible The life insurance industry has several Tobacco and Marijuana underwriting niches many advisors are not aware, allow smoking client to receive Preferred Non-Smoker rates.

Reach out to us to learn more about these programs and see if your smoking clients qualify.

ABOUT IMS ASSOCIATES

Founded in 1985, IMS Associates has long served the insurance advisor and financial planning community with best in class insurance planning. Now operating in all 50 states nationwide and contracted with over 40 insurance carriers IMS has made a name for itself as leader in the brokerage community.

IMS Associates works hard to cultivate relationships with our advisors and agencies that feel like part of the family. IMS takes pride in the relationships we’ve built over the years and we strive to find creative, meaningful, and long lasting solutions for our partners.