DISABILITY INSURANCE

DISABILITY INSURANCE CONSIDERATIONS

The importance of Disability Insurance if often overlooked by insurance agents and advisors alike. IMS provides access to the best Disability Insurance rates and carriers and can assisting in planning for your clients personal and business Disability needs.

Protection while Living

Many insurance advisors tend to focus on Death Benefit protection, but the likelihood of illness preventing them from working is significantly higher.

Financial Planning

Disability Insurance is critical to financial planning as it not only effects clients financial well being during working years but can have a significant impact on retirement planning.

DI Cross-Sell

We understand you may not be a Disability first agent – IMS can provide turn key solutions and marketing materials to cross-sell Disability Insurance to your existing Life clients.

Business Needs

Disability can be critical for small business owners, whether Key-Man, Buy/Sell, or Business Overhead Expense a Business Disability planning is essential.

LEARN TO SELL DISABLITY INSURANCE

Disability Case Study

Michael graduated as an electrical engineer and eventually started his own Engineering Firm. An IMS advisor completed both Personal & Business Disability Insurance planning: